{"schemaVersion":1,"version":"1.0.0","name":"OctoDoc US v1 product-policy ruleset","jurisdictionScope":"US","status":"active","counselReviewDate":null,"counselReviewStatus":"not_recorded","disclaimer":"This is OctoDoc's product policy and the statutory basis for it. It is not legal advice or an opinion about whether a particular document can be signed electronically.","rules":[{"id":"us.esign.7003a.wills","jurisdiction":"US","category":"wills, codicils, or testamentary trusts","behavior":"block","authority":"15 U.S.C. §7003(a)(1)","statutoryBasis":"The federal E-SIGN Act excludes laws governing wills, codicils, and testamentary trusts.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.esign.7003a.family","jurisdiction":"US","category":"family-law matters such as divorce, custody, or marital separation","behavior":"block","authority":"15 U.S.C. §7003(a)(2)","statutoryBasis":"The federal E-SIGN Act excludes state laws governing adoption, divorce, and other family-law matters.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.ucc.art3.negotiable","jurisdiction":"US","category":"UCC Article 3 negotiable instruments, including promissory notes and drafts","behavior":"block","authority":"15 U.S.C. §§7003(a)(3), 7021","statutoryBasis":"OctoDoc does not implement the authoritative-copy and transfer controls required for transferable records.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.ucc.art7.title","jurisdiction":"US","category":"UCC Article 7 documents of title, including warehouse receipts and bills of lading","behavior":"block","authority":"15 U.S.C. §§7003(a)(3), 7021","statutoryBasis":"OctoDoc does not implement the authoritative-copy and transfer controls required for transferable records.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.ucc.art9.security","jurisdiction":"US","category":"UCC Article 9 security agreements","behavior":"allow_with_note","authority":"UCC §§1-201, 9-102, 9-203","statutoryBasis":"State UCC enactments, rather than the federal E-SIGN Act, govern this category.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.ucc.art5.loc","jurisdiction":"US","category":"UCC Article 5 letters of credit","behavior":"allow_with_note","authority":"UCC Article 5","statutoryBasis":"State UCC enactments, rather than the federal E-SIGN Act, govern this category.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.ucc.art8.securities","jurisdiction":"US","category":"UCC Article 8 investment securities","behavior":"allow_with_note","authority":"UCC Article 8","statutoryBasis":"State UCC enactments, rather than the federal E-SIGN Act, govern this category.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.esign.7003b.court","jurisdiction":"US","category":"court orders, notices, briefs, pleadings, or other official court documents","behavior":"block","authority":"15 U.S.C. §7003(b)(1)","statutoryBasis":"The federal E-SIGN Act excludes official court documents in connection with court proceedings.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.esign.7003b.housing","jurisdiction":"US","category":"primary-residence default, acceleration, repossession, foreclosure, or eviction notices","behavior":"block","authority":"15 U.S.C. §7003(b)(2)(B)","statutoryBasis":"The federal E-SIGN Act excludes these notices when they concern a credit or rental agreement secured by or covering a primary residence.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.esign.7003b.utility","jurisdiction":"US","category":"utility service cancellation or termination notices","behavior":"block","authority":"15 U.S.C. §7003(b)(2)(A)","statutoryBasis":"The federal E-SIGN Act excludes notices canceling or terminating utility services.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.esign.7003b.insurance","jurisdiction":"US","category":"health or life insurance cancellation or termination notices","behavior":"block","authority":"15 U.S.C. §7003(b)(2)(C)","statutoryBasis":"The federal E-SIGN Act excludes notices canceling or terminating health-insurance or life-insurance benefits.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.esign.7003b.recall","jurisdiction":"US","category":"product recall notices affecting health or safety","behavior":"block","authority":"15 U.S.C. §7003(b)(2)(D)","statutoryBasis":"The federal E-SIGN Act excludes product recall notices affecting health or safety.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.esign.7003b.hazmat","jurisdiction":"US","category":"documents required to accompany hazardous-materials transport","behavior":"block","authority":"15 U.S.C. §7003(b)(2)(E)","statutoryBasis":"The federal E-SIGN Act excludes documents required to accompany transportation or handling of hazardous materials.","effectiveDate":"2026-08-01","classifierEligible":true},{"id":"us.tech.presigned","jurisdiction":"US","category":"PDFs carrying an existing digital signature","behavior":"block","authority":"OctoDoc byte-integrity policy","statutoryBasis":"Flattening new marks into an already signed PDF would invalidate the prior signature.","effectiveDate":"2026-08-01","classifierEligible":false}]}